Thursday, April 17, 2008
Buying Only Big, Big Bargains Discussion Questions & Case Studies 04-17-2008
Type the Discussion Questions on page 78 of your Financial Peace Workbook and answer them in a complete sentence. Also, type the Case Studies on page 78 of your Financial Peace Workbook and answer them in a complete sentence.
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Discussion Questions.
1. What are some of the reasons you refuse to negotiate?
If you are too stubborn, if you cant negotiate bc the other person is wrong.
2. Name some bargains you have gotten over the years.
I havent gotton too many bargains that stick out in my mind.
3. Why is it important to tell the truth when in a negotiation?
Bc you might forget what you lied about, then you can't do it.
4. Discuss why this country has moved away from negotiating.
Bc people like me are too stubborn. :)
5. Why do you feel that negotiating is so important in other parts of the world?
They do not have that much money.
Case Studies.
1. Janine is wanting to buy a friend's car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels this might be a good negotiating technique. What should Janie do int this case?
-She should not say that, bc its not likely to happen.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle lthis situation?
-I would just buy the cheap one at the yardsale.
1. What are some of the reasons you refuse to negotiate?
If I think that what is being negotiated is wrong.
2.Name some bargains you have gotten over the years?
I haven’t really gotten any over the years. I don’t do shopping.
3. Why is it important to tell the truth when in a negotiation? Because if the negotiation fails then you may not be able to buy from that person again.
4. Discuss why this country has moved away from negotiating. Maybe it’s because we got tired of giving something back for receiving another.
5. Why do you feel that negotiating is so important in other parts of the world? It is important for trade and to live peacefully.
1. Janine is wanting to buy a friend’s car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts that she will have the work done, but feels that this might be a good negotiating technique to save some money? What should Janine do in this case? She should use the “that’s not good enough” technique.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else’s baby bed is in bad taste. They are on a tight budget, but they are considering a retail store for something newer. How would you handle this situation? I would buy a used bed, until I could afford a new one.
Type the Discussion Questions on page 78 of your Financial Peace Workbook and answer them in a complete sentence. Also, type the Case Studies on page 78 of your Financial Peace Workbook and answer them in a complete sentence.
1. What are some of the reasons you refuse to negotiate?
-Because sometimes there are things you can buy without negotiating.
2. Name some bargains you have gotten over the years.
-I really haven’t bargained anything I don’t think.
3. Why is it important to tell the truth when negotiating?
-Because you want to make sure you want to get what you want in those cases.
4. Discuss why this country has moved away from negotiating?
- Probably because people get tired of giving and receiving back and forth.
5. Why do you feel that negotiating is so important in other parts of the world?
-Because in other parts of the world, things maybe higher in prices. So you might get a better deal on high prices in the other parts.
1. Janine is wanting to buy a friend’s car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase a car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some denial work she is considering. She doubts she will have the work done, but feels that this might be a good negotiating technique to save some money. What should Janine do in this case?
-She should negotiate with them telling them that she’ll take it or leave it. Saying like she doesn’t have enough money so she’ll get the amount she’s willing to pay for it.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else’s baby bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle this situation?
-I wouldn’t even worry about what my friends would think. I wouldn’t do what I want. Meaning whichever one I feel I should buy.
Discussion
1. What are some of the reasons you refuse to negotiate? It is not anyone else's responsibility but yours.
2. Name some bargains you have gotten over the years. One time, I got some things at a yard sale that were bargains. I also got bargains at the thrift store. I also had gotten some bargains at stores.
3. Why is it important to tell the truth when in a negotiation? When you tell the truth, the person buying the products will accept or deny the deal.
4. Discuss why this country has moved away from negotiating? The marketing business has increased over the years. The businesses have skyrocket prices because of the oil and gas prices.
5. Why do you feel that negotiating is so important in other parts of the world? It can change because of imports and exports.
Case Studies
1. Janine is wanting to buy a friend's car but does not have the amount they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels that this might be a good negotiating technique to save some money. What should Janine do in this case? Tell the truth, stupid! Tell your friend that you don't have enough money for the car. Borrowing from your sister is a bad thing.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's baby bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle this situation? Try spending some of the money onj the bed. Save the rest for new sheets and paint to renew the baby bed.
1. What are some of the reasons you refuse to negotiate? One is that people will try and cheat you out of stuff.
2. Name some bargains you have gotten over the years? I got a good bargain on a T.V.
3. Why is it important to tell the truth when in a negotiation? Because people could catch you in a lie.
4. Discuss why this country has moved away from negotiating? Becouse people will walk all over us.
5. Why do you feel that negotiating is so important in other parts of the world? Because that’s the only way some people are safe is through negotiation.
1. Janine wants to buy a friend’s car but does not have the amount that they want. they are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels that this might be a good negotiating technique to save some money. What should Janine do in this case? Save her money and get it all.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else’s baby bed is in bad taste. They are afraid that their friend will think they are cheap if they buy used things for their baby. They are in a budget, but they are considering a retail store to find something newer. How would you handle this? I would get over it the baby wouldn’t sleep in that bed for ever and if that baby wants food then they should go for the best deal.
Type the Discussion Questions on page 78 of your Financial Peace Workbook and answer them in a complete sentence. Also, type the Case Studies on page 78 of your Financial Peace Workbook and answer them in a complete sentence.
1. What are some of the reasons you refuse to negotiate?
You refuse to negotiate because you do not think that negotiating will help out very much.
2. Name some bargains you have gotten over the years.
I have not gotten any bargains.
3. Why is it important to tell the truth when in a negotiation?
You need to tell the truth or the negotiation will fail.
4. Discuss why this country has moved away from negotiating?
I said it already, negotiating does not work in this country.
5. Why do you feel that negotiating is so important in other parts of the world?
Well apparently it works for the other countries.
1. Janine is wanting to buy a friend’s car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels this might be a good negotiating technique to save some money. What should Janine do in this case?
I do not think she should do that, I think she should go to her house find something fairly expensive that she doesn’t need and try trading it.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else’s baby bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle this situation?
Oh my goodness, their friends are probably buying the same thing for their babies too. They are going to find a baby bed somewhere cheap and they will find a cheap one. They have to buy other things for the baby too so they need to get the cheapest one that they can find, but they need to make sure it is durable and will last for a while.
Discussion:
1. What are some of the reasons you refuse to negotiate?
-You don’t want to embarrass yourself. You feel like the price of the item is low enough. You don’t think that the seller is going to go lower on the price.
2. Name some bargains you have gotten over the years.
-I bargained for a book one time.
3. Why is it important to tell the truth when in a negotiation?
-Because you don’t want to lie about having the money and then he goes for the sale and you don’t even have the money you said you did.
4. Discuss why this country has moved away from negotiating.
-Because no one has the “cahonas” to try and negotiate. Everyone is to lazy to try and get a better deal and they want it now. They’re afraid that if they try and negotiate they might lose out on getting what they want.
5. Why do you feel that negotiating is so important in other parts of the world?
-Because people want a deal! No one wants to be sold something that was overpriced.
Case Studies:
1. Janine is wanting to buy a friend’s car but does not have the amount they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels that this might be a good negotiating technique to save some money. What should Janine do in this case?
-I think Janine should just tell them that she will give them $2,500 cash because that’s all she has and if they don’t go for it, too bad.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else’s baby bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle the situation?
-I would just save up a little money each week for a new baby bed or just buy the used baby bed for now until you get enough money for a new one.
Discussion Questions.
1. What are some of the reasons you refuse to negotiate?
If you are too stubborn, if you cant negotiate bc the other person is wrong.
2. Name some bargains you have gotten over the years.
I havent gotton too many bargains that stick out in my mind.
3. Why is it important to tell the truth when in a negotiation?
Bc you might forget what you lied about, then you can't do it.
4. Discuss why this country has moved away from negotiating.
Bc people like me are too stubborn. :)
5. Why do you feel that negotiating is so important in other parts of the world?
They do not have that much money.
Case Studies.
1. Janine is wanting to buy a friend's car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels this might be a good negotiating technique. What should Janie do int this case?
-She should not say that, bc its not likely to happen.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle lthis situation?
-I would just buy the cheap one at the yardsale.
Discussion Questions.
1. What are some of the reasons you refuse to negotiate?
People try to talk you into stupid things and I don't like dealing with that.
2. Name some bargains you have gotten over the years.
I don't do bargins, I just pay the price.
3. Why is it important to tell the truth when in a negotiation?
Because they can figure out the lie your telling
4. Discuss why this country has moved away from negotiating.
Because people just pay the price they give them.
5. Why do you feel that negotiating is so important in other parts of the world?
Some people don't have the money for it.
Case Studies.
1. Janine is wanting to buy a friend's car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels this might be a good negotiating technique. What should Janie do int this case?
-She should do what she wants to do first and then pay off the debt later.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle lthis situation?
-I would buy the one at the yard sale because it is cheaper.
Discussion Questions.
1. What are some of the reasons you refuse to negotiate?
People try to talk you into stupid things and I don't like dealing with that.
2. Name some bargains you have gotten over the years.
I don't do bargins, I just pay the price.
3. Why is it important to tell the truth when in a negotiation?
Because they can figure out the lie your telling
4. Discuss why this country has moved away from negotiating.
Because people just pay the price they give them.
5. Why do you feel that negotiating is so important in other parts of the world?
Some people don't have the money for it.
Case Studies.
1. Janine is wanting to buy a friend's car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels this might be a good negotiating technique. What should Janie do int this case?
-She should do what she wants to do first and then pay off the debt later.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle lthis situation?
-I would buy the one at the yard sale because it is cheaper.
Discussion Questions.
1. What are some of the reasons you refuse to negotiate?
Let’s say if you are two stubborn or if you are just hard headed.
2. Name some bargains you have gotten over the years.
I have gotten some pretty good bargains like the tires for my truck, the rims on my truck and the motor on my boat.
3. Why is it important to tell the truth when in a negotiation?
So you will for sure not be wrong in the negotiation.
4. Discuss why this country has moved away from negotiating.
It will usually just lead to trouble or misunderstandings.
5. Why do you feel that negotiating is so important in other parts of the world?
So that you may get a good deal on a certain item.
Case Studies.
1. Janine is wanting to buy a friend's car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she wants the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels this might be a good negotiating technique. What should Janie do in this case?
I think she should go a head a try to negotiate the problem.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle this situation?
If you need to save the money I think it is a good idea. I would go ahead and get the bed.
Discussion
1. What are some of the reasons you refuse to negotiate?
-So that people wotn get there way.
2. Name some bargains you have gotten over the years.
-Deals liek buy 1 get one 1/2 off.
3. Why is it important to tell the truth when in a negotiation?
-Because it is the right thing to do in the situation.
4. Discuss why this countys has movbed away from negotiation?
-Because everyone in the world just watns to make as much money as possible and dont care abotu everyone else in the world.
5. Why do you feel that negoatiating is so important in other parts of the world?
-Because it brings peopel clsoer together. It starts friend ships. And it keeps peace and odnt start anything.
Case Studies
1. Janine is wanting to buy a friends car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will habr the work done, but feels that this might be a good negotritaing technique to save some money. What should Janine do in this case.
- She shouldn't lie, and she shouldnt borrow the money. She shoudl just talk to her friends and negotiate something.
2. Sarah adn Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's baby bed is in bafd taste. They are afraid that their frineds will thin k they are cheapfi they buy used things for hteir baby. They are on a tight bnudget, but they are considering a retail store to find somethign newer. How would you habndle this situation?
-I woudl buy the used baby bed. I wouldn't care about what my friedns thought of me. And if they thought abotu you bad because you are in a tihgt spot and aitn got the money for a new baby bed then there not very good friends andyways.
Discussion Questions.
1. What are some of the reasons you refuse to negotiate?
Some people are incompetent and feel that it is “there way or the highway”.
2. Name some bargains you have gotten over the years.
Tons of odds and ends.
The one I am most proud of is my dog :D
3. Why is it important to tell the truth when in a negotiation?
Getting caught in a web of lies is extremely hard to get out of. If you get caught, they could ruin all other chances.
4. Discuss why this country has moved away from negotiating.
People in America are lazy. They feel “threatened” when people don’t give what they want. Pffft! forget that! I’ll go to someone else then.
5. Why do you feel that negotiating is so important in other parts of the world?
Currency isn’t as big an issue. It’s the actual material things they want/need….not a piece of cotton with green printing and pictures of dead people on it.
Case Studies.
1. Janine wants to buy a friend's car but does not have the amount that they want. They want $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she wants the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels this might be a good negotiating technique. What should Janie do in this case?
- Well, she shouldn’t lie. A car is a BIG thing. I’d tell her to wait until the amount is paid in full.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle this situation?
- Kids are gross. It couldn’t matter any less what other people thought of me. They need somewhere to sleep, this is what I can buy them – guess what? THEY ARE GONNA GET IT!
Type the Discussion Questions on page 78 of your Financial Peace Workbook and answer them in a complete sentence. Also, type the Case Studies on page 78 of your Financial Peace Workbook and answer them in a complete sentence.
1. What are some of the reasons you refuse to negotiate?
-Because sometimes there are things you can buy without negotiating.
2. Name some bargains you have gotten over the years.
-I really haven’t bargained anything I don’t think.
3. Why is it important to tell the truth when negotiating?
-Because you want to make sure you want to get what you want in those cases.
4. Discuss why this country has moved away from negotiating?
- Probably because people get tired of giving and receiving back and forth.
5. Why do you feel that negotiating is so important in other parts of the world?
-Because in other parts of the world, things maybe higher in prices. So you might get a better deal on high prices in the other parts.
1. Janine is wanting to buy a friend’s car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase a car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some denial work she is considering. She doubts she will have the work done, but feels that this might be a good negotiating technique to save some money. What should Janine do in this case?
-She should negotiate with them telling them that she’ll take it or leave it. Saying like she doesn’t have enough money so she’ll get the amount she’s willing to pay for it.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else’s baby bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle this situation?
-I wouldn’t even worry about what my friends would think. I wouldn’t do what I want. Meaning whichever one I feel I should buy.
Discussion
1. What are some of the reasons you refuse to negotiate?
-I just dont know what to say sometimes. I feel that if i dont take their price then i want get it.
2. Name some bargains you have gotten over the years.
-I just bought 2 subs that cost $230.00 brand new for 170 all together just cause they were slightly used but in great condition.
3. Why is it important to tell the truth when in a negotiation?
-So that you have that persons trust and that your lie won't come back to bite you on the but later on.
4. Discuss why this country has moved away from negotiating?
-Cause it's easier to just look at the retail price and buy it.
5. Why do you feel that negotiating is so important in other parts of the world?
-They are smart and know how to manage money.
-----------------------------------
Case Studies
1. Janine is wanting to buy a friend's car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tels them that she is wnating th eextra $500 for some dental work she is considering. She doubts she will have the work done, but feels that this might be a good negotiating technique to save some money. What should Janine do in this case?
-Don't borrow the money.
And if she does, tell them the truth why you need it don't lie to them.
2. Sarah and derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's baby bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but are considering a retail store to find something newer. How would you handle this situation?
-Honestly I would buy a new one. I just wouldn't want my baby to have a used one. That's just what i think.
Discussion Questions.
1. What are some of the reasons you refuse to negotiate?
Because I am not a good negotiator, I usually don’t know a lot about the product.
2. Name some bargains you have gotten over the years.
I usually buy stuff new I don’t feel like taking the time to bargain.
3. Why is it important to tell the truth when in a negotiation?
Because the other person might figure out you are lying not want to buy or sell the object to you.
4. Discuss why this country has moved away from negotiating.
Because everywhere you go to buy something is a corporation.
5. Why do you feel that negotiating is so important in other parts of the world?
Because everything is not as advanced over here they are still trading and there are lots of small businesses.
Case Studies.
1. Janine is wanting to buy a friend's car but does not have the amount that they want. They are wanting $3,000 for the car and she only has $2,500. She is considering borrowing the extra $500 from her sister to purchase the car. She feels that she may be able to get the price down if she tells them that she is wanting the extra $500 for some dental work she is considering. She doubts she will have the work done, but feels this might be a good negotiating technique. What should Janie do in this case?
Tell the truth and not borrow the money. And to just wait until she has enough money.
2. Sarah and Derek are about to have a baby and need a baby bed. They see one at a yard sale that is within their budget, but feel that using someone else's bed is in bad taste. They are afraid that their friends will think they are cheap if they buy used things for their baby. They are on a tight budget, but they are considering a retail store to find something newer. How would you handle this situation?
Buy the used bed because it probably just as good if not better than a new one.
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